Private educational institutions require working capital to fund routine operating costs. The sources of such working capital are typically tuition, auxiliary fees and revenues, development dollars and investment income.

When private schools face the need for a major new facility, renovations to an existing facility or other major capital expenditures, some schools, but not many, have the option to fund such costs from cash reserves, endowment funds or contemporaneous gifts.

More frequently, in lieu of deferring the project, schools turn to debt financing. Eduaid™ Jamaica Limited will provide assistance in this regard.